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Frontline Financial
Now Recruiting — 49 States

Build a Career
Worth Protecting.

Frontline Financial is a fully remote final expense agency where top agents earn what they deserve — no income cap, no territory limits, and real support from day one.

Remote Positions Available
In-Person Positions Available
Apply to Join Watch the Overview
145%
Top Contracts
4
Product Lines
49
States
$0
Cost to Join
What We Sell

Four Product Lines.
One Powerful Platform.

Our agents serve clients across multiple high-demand categories — more opportunities to earn, more families protected.

FE
Final Expense
Whole life coverage for end-of-life costs. High demand, fast approvals, clients ready to buy.
MP
Mortgage Protection
Life insurance tied to a homeowner's mortgage. Warm market, strong premiums, natural conversations.
IUL
Indexed Universal Life
Cash value life insurance tied to market index performance. Opens the door to higher-income clients.
AN
Annuities
Guaranteed income solutions for retirement-minded clients. Large cases, strong commissions.
Carrier Access That Actually Matters

20+ Carriers.
No Dead Ends.

Here's the reality — you can have the best sales skills in the room, but if you're stuck with one or two carriers, you're going to lose deals. Client doesn't qualify? Can't compete on price? No backup? Sale lost. We've built relationships with 20+ carriers so you don't have to. When one says no, you've got 19 more to try. That's not a nice-to-have — that's how you close deals others can't.

20+
Carriers
150+
Products
49
States
1,000+
Agents
8+
Years
24/7
Support
01
Every Client Is Different
A 55-year-old diabetic isn't getting the same rate as a healthy 35-year-old. With 20+ carriers you can find competitive options for real people with real health histories.
02
Price Shopping Is Real
Your clients are comparing quotes. If you only have a handful of carriers you're probably not winning on price. More carriers means more chances to beat the competition.
03
Declines Happen. Then What?
When a carrier declines your client, do you give up — or do you have 19 other options? Agents making real money always have a Plan B. And C. And D.
04
Different Products, Different Needs
Final expense, term, whole life, IUL, annuities — your clients have different goals. Our portfolio covers it all so you're never turning business away.
05
We Did the Vetting
Not all carriers are equal. We work exclusively with financially stable carriers that pay claims and treat agents fairly. You're not gambling with your reputation.
06
Contracting Without the Headache
Getting appointed with 20 carriers solo means weeks of paperwork. Through Frontline you're up and running with our entire portfolio fast.
◆ 20+ Carrier Partners  ·  A+ Rated Financial Strength
Mutual of Omaha
Americo
American Home Life
Combined
F&G
Royal Neighbors
American Amicable
Liberty Bankers
Transamerica
Corebridge
SBLI
National Life Group
Aetna
Aflac
GTL
United Home Life
Foresters
Athene
Kansas City Life
Allianz
See It For Yourself

Watch the Frontline Overview Video

Get the full picture in under 10 minutes — who we are, what we offer, and why agents choose Frontline Financial.

Why Frontline Financial

Everything You Need.
Nothing Holding You Back.

We built this agency around one idea: agents who are set up to win, actually win.

01
Top-Tier Contracts
Earn up to 145% commission — one of the highest levels in the space. Your production is your raise. No waiting, no politics.
02
You Own Your Book — Day One
100% ownership from day one — no vesting schedules, no strings. Leave anytime and take everything with you.
Full Ownership. Always.
03
Vested Renewals from Day One
Keep 100% of your renewal commissions from the very first policy. Your residual income is yours — fully vested, fully protected.
04
Elite Sales Training
Learn from top-producing agents and agency builders. Live, ongoing, completely free — built to get you writing business fast.
05
Proven Sales System
A step-by-step framework to get brand new agents writing business within their first 90 days. Structured, tested, repeatable.
06
Zero Fees to Get Started
No initiation fees. No desk fees. You contract directly with the carriers — not us. Keep more of what you earn.
07
Remote or In-Person — Your Call
Work 100% remote across 49 states or take an in-person position if you prefer a local team. We have openings for both right now.
Now Hiring Both
08
Multiple Product Lines
Sell Final Expense, Mortgage Protection, IUL, and Annuities. More products means more clients served and more income streams built.
09
Carrier-Direct Contracting
You contract directly with the insurance carriers, not with Frontline. Your relationship and commissions go straight to the source.
Lead Programs

Two Ways to
Fill Your Pipeline.

Whether you're just starting out or scaling fast, we have a lead solution built for where you are right now.

Free Lead Program
Get Started at
Zero Cost
New to the business or keeping overhead low? Get access to real prospects without spending a dollar out of pocket.
  • No upfront cost to access leads
  • Designed for agents new or ramping up
  • Real prospects — not recycled lists
  • Perfect for learning the system before scaling
Paid Lead Program
Scale Fast With
Premium Leads
Connect with high-intent, qualified buyers who have actively requested coverage info — people ready to say yes.
  • High-intent buyers who requested coverage info
  • Exclusive and semi-exclusive options available
  • Designed for agents ready to scale volume fast
  • Consistent, reliable pipeline every week
Built for Insurance Professionals

Scale Your Business
With Expert Help.

Everything you need to grow — from marketing to operations. Built by insurance professionals, for insurance professionals.

▲
Teams 20+
Dialer System
Enterprise-grade power dialer for teams of 20+ reps. Triple your connect rates.
  • Multi-line dialing
  • Call recording
  • Real-time analytics
  • CRM sync
■
Tax & Bookkeeping
Professional tax prep and bookkeeping tailored for insurance professionals and agency owners.
  • Quarterly planning
  • Commission tracking
  • Expense management
  • Year-end preparation
◇
Website Development
High-converting websites built for insurance agents. Responsive, fast, secure, optimized to convert.
  • Mobile responsive
  • SEO optimized
  • Fast & secure
  • Lead capture built in
□
Social Media
Build your brand with consistent content that positions you as the go-to agent in your market.
  • Content creation
  • Engagement strategy
  • Performance analytics
  • Brand consistency
△
Recruiting
Attract top-tier talent with proven funnels that find, screen, and land the right agents.
  • Ad creation & targeting
  • Landing page funnels
  • Candidate screening
  • Onboarding support
▶
Automations
Custom workflows that eliminate repetitive tasks so you can focus on selling, not admin.
  • Follow-up sequences
  • Lead routing
  • CRM automation
  • Pipeline management
◆
Lead Generation
Fill your pipeline with qualified prospects through multi-channel campaigns built for agents.
  • Multi-channel campaigns
  • Qualified intent-based leads
  • ROI tracking
  • Consistent pipeline flow
▷
Content & Video
Professional video production that builds trust and converts prospects before you pick up the phone.
  • Agent profile videos
  • Social content clips
  • Recruiting videos
  • Training content
●
1-on-1 Sales Coaching
Private coaching sessions to sharpen your process, close more cases, and build a business that scales.
  • Script development
  • Objection handling
  • Pipeline review
  • Accountability coaching

Focus on Selling.
We Handle the Rest.

The most successful agents know when to delegate. Partner with Frontline Financial and watch your business grow.

Get Started
The Path Forward

From Application
to First Sale.

We've streamlined onboarding so you can stop waiting and start earning as fast as possible.

1
Apply Below
Fill out the short form. Our team reviews every application personally and follows up within 24 hours.
2
Get Licensed
We guide you through licensing in your state — or multiple states — so nothing slows you down.
3
Start Training
Access our proven sales system and live coaching from agents who are actively in the field.
4
Write Business
Get in front of warm leads, use the system, and start protecting families and building income right away.
Let's Talk

Ready to Build
Something Real?

Serious about building a career selling Final Expense, Mortgage Protection, IUL, or Annuities — remote or in-person — I'd like to talk to you personally. Fill out the form and my team will reach out within one business day.

T
Tyler Ortiz
P
209-640-4492
E
Tyler@frontline-finance.com

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